Written by Kristin Wright on December 12, 2011.
The Bankers team wishes you a pleasant, productive and most of all safe holiday season. In keeping with the times were sharing ways to avoid those pesky Risks. This weeks featured video shows you the most common causes of Christmas tree fires along with some surprising statistics.
Check out the video and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.
#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week. W
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Written by Rachel Murphy on December 8, 2011.
It said it appreciated the coalition’s attempts to simplify the tax system but felt this was the wrong target to choose and could result in confusion for many elderly customers.
People paying into qualifying life insurance policies taken out before 1984 currently get 12.5% tax relief on their income tax.
In 1984 this was abolished for new customers, but the decision was taken to keep it for current customers as it would end on the death of individual policyholders.
The government’s proposals will now end this exemption.
Mark Edwards, head of taxation at the ABI, said: “Whilst we strongly support the government’s efforts to simplify the tax system, we are disappointed that they have chosen to end life assurance premium tax relief.
“The relief is not obsolete.
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Written by Justin Morris on December 6, 2011.
Angry Creditors often take extreme measures to recover the money lent to borrowers. Their tactics range from letters intimidating harassment, telephone harassment through the threat of keeping their property or warn you give your case to collection agencies to complete terrified start legal action. This constant harassment can cause serious nervous condition in people who already are on the brink of their endurance by their difficult financial circumstances.
Debt negotiation is a procedure that allows borrowers with little cash available to achieve a reduction in the amount of their debts instead of paying the total amount owed.
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Written by admin on December 3, 2011.
There are all sorts of car features that have an impact on whether you have to pay more or less for your insurance, so it can often be hard to know exactly which cars are likely to give you the cheapest car insurance offers. A good example of this dichotomy is the issue of popular cars: does having a popular car mean you have to pay more or less for your insurance?
There are two sides to this story. On the one hand, having a car that is popular with lots of people can sometimes give you cheaper car insurance premiums. Read more…
Written by admin on November 30, 2011.
Renters insurance should figure very prominently in your life if you are living in a rented apartment or house. Do not be misled by the impression that your landlord will be liable for any damages to your fixed assets. After all, while he might be the rightful owner of the house, you are now renting it from him and are now living in it and as such, you will be held responsible for your own assets if something were to happen to them. Thus, it is highly important that you should get renters insurance as soon as possible.
One of the main things you should do before settling for any insurance would be to go for renters insurance comparisons. Read more…
Written by Kristin Wright on November 28, 2011.
Life insurance is not designed to be one-size-fits all safeguard. You should combine the different options to create a plan that works for your family. Here are the features that can be adjusted to design the right level of protection for your needs.
Terms
You hear quite a bit about twenty year terms for life insurance. This is commonly quoted because many people wait until they have children to purchase this coverage and it is enough time for dependents to grow to adulthood and move out of the house.
State Farm offers ten, twenty and thirty year life insurance plans.
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Written by Rachel Murphy on November 22, 2011.
The purchase of a long term care insurance policy should be a consideration for everyone entering their retirement years. The American Association for Long Term Care Insurance is offering two free informational guides to consumers with no personal information required to view them. A Three Step Guide to Smarter Long-Term Care Planning and The Most Asked Questions About Long-Term Care Planning can be viewed at their website .
Written by Rachel Murphy on November 19, 2011.
Yesterday, we held a successful event in London on the key challenges and implications of implementing RDR in the UK following our report issued earlier this month. The event was supported with some great and insightful content from the FSA, Focus Solutions and Altus – oh, and of course ourselves.
At the event, the FSA told us that the long awaited final guidance on the rules for handling legacy assets were imminent. What they didn’t tell us was how imminentthe consultation paper was issued this morning with a target response date of 16 January 2012. It is already generating plenty of debate in trade articles. From
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