The governor of Nevada signed legislation banning texting and the use of handheld cell phones. The ban doesn’t start until January 1st, 2011. The penalties attached to texting or using your cell phone were reduced and now they are:
Texting and cell phone use will be considered a primary offense. This means that a police officer could pull you over if they catch you on a cell phone or texting.
That depends on your insurance company and the specifics of your policy. You may have to look into the details of your policy to make sure. Usually though if it is a minor infraction, such as speeding, your insurance company will still pay to repair your vehicle. Major infractions, such as drunken driving, may invalidate your policy. If you think that they have unfairly or illegally denied your claim, you should check with your state’s insurance regulator to seek a resolution. Usually your state’s website will have a link to the agency in charge of insurance regulation.
If you’ve paid a company to provide a service and you no longer need that service, they ought to refund you. Many insurance companies will do just that. However, not all will. Check the details of your policy. Some companies won’t refund your money if you voluntarily cancel your coverage. If you’re paid up for six months and have five months to go, it would be foolish to throw that money away. Even if they agree to pay you a refund, there may be some sort of monetary penalties attached to voluntary cancellation. Check with your insurance agent to find out more details. Don’t
Uninsured motorists pose a serious problem especially in states like California. So, General Motors (GM) is trying out an experiment in two states where it will help insure new car buyers. It is conducting this test in Washington and Orlando and new car buyers in these states will receive free auto insurance for one year. This is an offer from GM and the policy would be offered by MetLife.
The policy also includes the physical damage coverage and liability. It exceeds the requirements in both the states. This offer is on 2010, 2011, and 2012 Buick, Chevrolet, GMC, truck, Cadillac etc., and the offer will end on September 6th.
Some of us might view this as a positive in terms of public safety as well as individual responsibility.
Since our readers are practicing defensive driving techniques, were convinced that most of their drives will go without incident. However, there are times when every driver will have to deal with emergencies with their own vehicles. To keep these occurrences as the rarities they should be, make sure you have basic maintenance performed on your car at regular intervals. At minimum, you should have the following items checked whenever you get the oil changed every 3 months or 3,000 miles:
But even if you follow all recommended maintenance schedules, there are times when youll have a breakdown or emergency situation. H
If you have just moved to Tennessee, you have 30 days to
exchange your out-of-state license for a Tennessee driver license. The process
for a license exchange is fairly simple. You will need to visit a full-service
driver service center. Once there, you’ll
Once you’ve done that, you’ll be issued your new Tennessee license.
Distracted driving is any activity that you engage in while driving that can distract you from driving and increase the chance of an accident. There are three main types of distraction.
While the most dangerous form of distracted driving is texting, there are many others. Some examples are:
The filed complaint summary for Wisconsin in 2010 clearly shows companies that a consumer should avoid. The average in Wisconsin for complaints is .03 per $100,000 of written premium. Wisconsin compiled a list of those above this average. Many hover just over the average with a .04 ratio. However, several were leagues ahead of this number. The ICM Insurance Company ranked number 1 in the ratio of complaints. Their ratio was a whopping .18, 6 times the state average! Close on their heels was 21st Century Centennial Insurance Company with a .15 ratio, five times the state average.