This past long weekend the Arrive Alive website received numerous reports of vehicle crashes. Prior to the weekend we have added safety suggestions and advice on this and many other blogs. Unfortunately many of these accidents could have been prevented – and many were the result of road users not adhering to the Rules of the Road.
Errant driver skipping traffic lights
The above photo is just one of these examples. A side-impact accident at the intersection of the R25 and Emerald Boulevard left three people injured, one seriously so. I
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When you get your first car there is a lot to consider but the most important thing is getting car insurance coverage. If you are young this can be a major challenge because most car insurance companies consider you a high risk. The reasons are pretty clear. Firstly, you haven t had a lot of experience behind the wheel and for that reason they feel you may not react well to situations that more experienced drivers could handle.
Secondly, you are young, and with that often comes horse-playing, temper tantrums (road rage) and a sense of false invincibility. With these things comes the increased risk of an unfortunate situation arising. Read more…
As the school and university year begins for the current year, it would be helpful to know which of the cars could be a good option for your younger member of the family. Insurance companies have always asked consumers to compare car insurance in order to gain good priced insurance policies, however, choosing the right car could also add credits to your pocket. When it comes to younger drivers, choosing right cars often counts as a prominent clause, as insurance companies do not have good notions about doling lower premiums for them.
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Car insurance is one of the most important bills, at least when it comes to the government’s point of view. There are many areas of your life that you may or may not choose to insure. Things like health and life insurance are completely optional but highly advised. You may also choose to insure your assets and other possessions. However one of the only things that you will be required to insure is most places is your car and your capability as a driver. Traveling by car is one of the most dangerous forms of transportation on Earth and the rigid and unmoving requirements of the government on drivers to have car insurance are evidence of this. In many places being caught driving without auto insurance can net you substantial fines and even some jail time. Because of the high emphasis on car insurance there are an over abundance of car insurance companies available to consumers looking to insure their vehicles. Because of this there is a lot of competition leading to great rates.
There are many factors that insurance companies take into consideration when gathering a quote for any given individual. For the most part younger drivers are traditionally viewed as being more high risk and are usually offered mush higher rates along with lower co pays as a result of the perceived increased risks of teenage drivers or drivers who under a certain age. The elderly are also sometimes given higher rates due to their slowed reflexes and occasional loss of sight. The best way to get good car insurance rates is to compare as many companies as possible until you find the lowest rate out of the group. Searching for car insurance rates online is one of the best ways to quickly make a well advised decision on which car insurance company will offer you the best rates and coverage.
UK drivers have been suffering at the hands of increasing insurance premiums in addition to the accidents that have increased overtime to gain insurance claims. Furthermore, it is noted that accidents involving the uninsured motorists can add to the surmounting insurance premiums. Close to 1.5 million drivers in UK ride without insurance cover for their cars and while the same is considered as an illegal practice, there has been no improvement in the same. It would eventually bring forth a situation where attempts to compare car insurance cannot be effective in lowering the premium rates. In accordance with a major insurance name, the premiums have crossed 2009 values by as much as 30%.
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The rising administration fee is increasing the car insurance bills for the motorists in UK. According to a leading financial research company in the country, it is getting increasingly common for the insurance providers to add the administration expenses to the cost of insurance product.
The company has observed that since the year 2004 the scale of administration fees being levied on the customers has been rising almost dramatically. In fact, for the past six years, the number car insurance policies charging admin fees has increased considerably. While it was just two percent policies charging admin fees six years back, it is now seven percent.
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On the Car Insurance Blog we strive to do more than just discuss car insurance products. We also provide road safety information and advice that could help vehicle owners to avoid accidents. This also includes a special focus on vehicle maintenance and driving behaviour.
Earlier today a new section of content was added to the Arrive Alive Road Safety website titled “Wheel Balance, Wheel Alignment and Safe Driving”. Man
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I have just been watching a clip for a documentary that is on BBC tonight about elderly drivers and I was torn between being completely shocked and wanting to laugh at the 80 year old man who had managed to flip his car on a quiet residential street with no other cars around.
As an experienced driver, I am used to meeting two types of people on the road – younger drivers and elderly drivers. I know that people complain about younger drivers and how fast they go but, in my opinion, elderly drivers provide a greater threat to cheap car insurance premiums.
I had one over the weekend.
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