Written by Kristin Wright on January 26, 2012.
Its a #riskymonday double down Our first video this week highlights some of the big ideas around protecting your identity. The second in-depth analysis provides some key tips and best practices to ensure your identity stays where it belongs: with you!
Check out the videos and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.
#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week.
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Written by Kristin Wright on January 13, 2012.
Life insurance companies have always assessed risk when issuing policies. The amount of risk involved for the company determines how much the insured will pay in premiums, and may even determine if the company is willing to issue the policy.
While smoking, age, weight, and other factors have long been standard considerations for life insurance companies, some mental and emotional disorders are now being assessed as well.
Attention Deficit Disorder (ADD) and Attention Deficit Hyperactivity Disorder (ADHD) are relatively common conditions which render a person vulnerable in some respects to health problems.
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Written by Kristin Wright on December 12, 2011.
The Bankers team wishes you a pleasant, productive and most of all safe holiday season. In keeping with the times were sharing ways to avoid those pesky Risks. This weeks featured video shows you the most common causes of Christmas tree fires along with some surprising statistics.
Check out the video and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.
#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week. W
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Written by Kristin Wright on November 28, 2011.
Life insurance is not designed to be one-size-fits all safeguard. You should combine the different options to create a plan that works for your family. Here are the features that can be adjusted to design the right level of protection for your needs.
Terms
You hear quite a bit about twenty year terms for life insurance. This is commonly quoted because many people wait until they have children to purchase this coverage and it is enough time for dependents to grow to adulthood and move out of the house.
State Farm offers ten, twenty and thirty year life insurance plans.
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Written by Kristin Wright on November 9, 2011.
Were always interested in the latest technology that helps us stay one step ahead of mother nature. Heres a look at some of the coolest things weve seen.
Hurricane Headquarters
The National Hurricane Center is housed in the only building in Florida that can withstand a Category 5 monster hurricane. This hurricane tech wonderland never closes. Experts use state of the art tracking mechanisms and forecasting models to predict and watch threatening storms in the Atlantic and Pacific Oceans. As if that werent enough, more adventurous trackers fly around storms as they build, delivering data back to the center for analysis.
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Written by Kristin Wright on November 2, 2011.
When you get quotes for life insurance from your local agent or from a life insurance quote website, how do you know which life insurance company to choose? On the LifeInsure.com website, for instance, you might see quotes from 6-10 life insurance companies on the quote page. Should you select the least expensive quote or one from a company name you are familiar with?
We always recommend selecting the least expensive quote from an A-Rated (or higher) life insurance company. All term life insurance policies are quite similar, so the benefits are all going to be basically the same. Term insurance is very simple you pay your (level) premiums for a specified period of time (the term) and if you should die during that time period, your beneficiaries will receive the death benefit of the policy. One rarely compares the features of a term policy, so it always boils down to price and company rating.
I often speak to people who like to choose a company they have heard of. I cant fault someone for having that consideration. If having the name of a company you are familiar with printed on your policy makes you feel more comfortable, I totally understand. However, if the premium is significantly higher than the same policy from another company, especially one that has higher financial rankings, I will point that out to my clients. As we dont work with any companies with a lower A.M. Best rating
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Written by Kristin Wright on October 28, 2011.
Life insurance is impacted by many factors. Your age when you acquire the policy will drive the rates up or down. Your occupation may affect the rates, as well as your habits like smoking or recreational activities. Medical conditions will also cause your premiums to rise and may even prevent you from obtaining a new policy.
Asthma Defined
Asthma is defined as a disease that affects the lungs, causing repeated bouts of wheezing, chest tightness, coughing and breathlessness.
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Written by Kristin Wright on September 24, 2011.
Safety isn’t always pretty. We want to do the right thing, but doing so without ruining the décor is easier said than done. See Through Insurance is here to help. Weve searched far and wide for essential safety products you wont be ashamed to place in open, easily accessible areas of the home.
Fire Design
Say what you will about the French, these fire extinguishers made us swoon! Not only do they come in a plethora of colors and designs but they can actually save you in a household emergency. If
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