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That depends on your insurance company and the specifics of your policy. You may have to look into the details of your policy to make sure. Usually though if it is a minor infraction, such as speeding, your insurance company will still pay to repair your vehicle. Major infractions, such as drunken driving, may invalidate your policy. If you think that they have unfairly or illegally denied your claim, you should check with your state’s insurance regulator to seek a resolution. Usually your state’s website will have a link to the agency in charge of insurance regulation.

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